We Thoroughly Research Your Unclaimed Funds First, we research the claim to discover who the legal claimant is. Then, we thoroughly research any other lien holders who could possibly claim a portion or even all of the funds. Finally, we use skip tracing services to locate the rightful claimants and contact them by phone and/or by mail. We Prepare The Paperwork and File Your Claim We will send you a few pages of documents to be signed. We then put the complete claims package together and file the claim with the proper agency. We cover all expenses and legal fees and we ONLY get paid upon successful collection of your claim. If we are unsuccessful (very rare), it costs you nothing. We Fight For Your Claim We continually follow up with the agency throughout the whole process to keep the claim moving forward and to respond to any additional requests made by the agency. Because we specialize in this area, we know how to navigate through each agency’s procedures to claim and recover that money in a timely manner. We Ensure Your Claim Money Is In Your Hands Once the agency approves the claim, we then notify you of the good news. The agency will send out a check and we will send you your funds within 10 days. Timeframe: Once we get your signed paperwork back, we will immediately file your claim with the appropriate government agency. From that point, the length of time can vary by each state as well as the complexity of the claim. Typically, the funds will be issued in around 3-4 weeks but can take up to 3 months.
What Others Say… It’s important to us that our clients have a great experience with our service. In the end, we’re not happy if we’re not able to provide you with extraordinary value. Here’s just a few testimonials of what other people we’ve worked with have said. Smith recovered $19,562 in February 2023 from Los Angeles, CA "Thank you for your help. I really needed it." Cidney recovered $5,954 in February 2023 from Los Angeles, CA "You were very kind. I didn't expect it." John recovered $25,722 in January 2023 from San Bernardino, CA "I was skeptical at first, but it was nothing to lose. I am glad I pursue." Peter recovered $8,008 in January 2023 from Newark, Delaware "Thank you for everything. I recommend you to my uncle who recently lost his house." Jim recovered $15,034 in January 2023 from Kansas City, Kansas "My mom passed away recently. The money that I got was used for very good funeral for my mom. I am very grateful." Sean recovered $7,096 in November 2022 from East Lansing, Michigan "I didn't think it was possible, but you proved me wrong. Thanks" Phil recovered $54,881 in October 2022 from Las Vegas, Nevada "I needed a money for my eye surgery. Thank you." Norma recovered $214,035 in September 2022 from Los Angeles. CA "I didn't know it even existed. I was so down with the house I lost. Thank you for your kind efforts."
Frequently Asked Questions Maybe you have a few questions. That’s okay; most people do. So here’s a quick collection of some of the questions people ask us… along with our answers. If you still have a question, don’t hesitate to contact us (or give us a call) and we’ll be happy to answer it for you. Q: What does your company do? Overage Funding Solutions LLC specializes in locating and recovering overage or surplus funds that result from a foreclosure sale. We then contact the rightful owner to help them recover those funds and get it back into their pocket. Q: Where does this money come from? When a property is sold at auction, sometimes it sells for more than what is owed to creditors and lien holders. We believe the difference should go back to the homeowner or their heirs. If this money is not claimed within the strict deadlines set by each state, then the money is forfeited to the government and cannot be recovered. Q: In what areas do we work? We regularly audit government agencies throughout the entire country for overage funds belonging to private citizens. Q: How did you find me? When we discover overage funds, we use various research and skip tracing methods, as well as internet searches, to locate the rightful owner. Q: Where is my claim being held and how much is it? Since we don’t charge an upfront fee, it is our policy to not disclose the location of the funds until an agreement is signed. Once our contingency fee agreement is signed, we will gladly disclose the location of the funds. Q: Why do I need to use your company to find my money? The government agencies that are holding the funds don’t post these online and will not show up in an internet search. There are state websites that list unclaimed funds but these are not the funds that we have discovered. If you don’t use a professional service like ours and try to find it yourself, there is a slim chance you will find it on your own. Q: Does Overage Refund Solutions charge a fee to file the claim. We never charge any upfront fees. We absorb all the costs associated with filing the claim and recovering the funds. We only get paid when we successfully recover the money. If we cannot recover the funds, which is uncommon, then it costs you nothing. We get paid from a portion of the funds recovered with the client getting the lion’s share. Q: How long does the whole process take to receive the money? Each government agency has different procedures and timelines. Depending on the agency and the type of claim, it can take as little as 10 days from the filing date to receive the funds or it can take up to 90 days. Q: How do I start the recovery process? Contact Overage Funding Solutions LLC by phone or email and a representative will discuss your claim in more detail and send the paperwork out to you to be signed. Once we receive all the paperwork back, then we will put your claim package together and file it with the proper agency within 48 hours. We will keep you informed throughout the entire process until the money is in your hands.